क्या आप Loan लेना चाहते है
Required Basic Documents :-
- Aadhar card/ Pan Card
- Bank Details (statement)
- Passport size Photos
- Income Tax Return
Details About Personal Loan
A personal loan is an unsecured loan that can be used for various purposes such as debt consolidation, home renovations, medical expenses, or other personal expenses. Unlike secured loans like mortgages or car loans, personal loans don’t require collateral.
Here are some general details about personal loans:
- Loan amount: Personal loans typically range from 4,00,000/- to 50,00,000/- , depending on the lender and your creditworthiness.
- Interest rate: Personal loan interest rates vary based on your credit score, income, and other factors. The interest rate may be fixed or variable and may range from 5% to 36%.
- Loan term: Personal loans have a fixed repayment term ranging from one to seven years, depending on the lender.
- Fees: Personal loans may have various fees, such as origination fees, prepayment fees, and late payment fees.
- Credit score requirements: To qualify for a personal loan, you typically need a credit score of at least 600. However, some lenders may require a higher credit score.
- Application process: To apply for a personal loan, you’ll need to fill out an application and provide information about your income, employment, and credit history.
- Approval process: Once you submit your application, the lender will review your information and credit history to determine if you’re eligible for a loan. If you’re approved, you’ll receive the loan funds within a few days.
It’s important to compare different lenders and loan offers to find the best personal loan for your needs. Make sure you understand all the terms and fees associated with the loan before you accept the off
if you have not ITR click on this Link https://thebetterbooks.in/income-tax-return/